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IndiaInsurances

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Every Indian insurance policy, read clause by clause

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About

IndiaInsurances is a free, independent reference for insurance in India. It reads policies clause by clause from the insurers' own documents (policy wording, prospectus and customer information sheet), so you can see waiting periods, limits and exclusions before you buy. Every fact shows the policy's own words and the clause and page it came from; if a document is silent, the site says 'not stated'. It does not sell insurance or earn commission. A free API and MCP server, with no key needed, let AI assistants read the same facts. Listing by the IndiaInsurances team.

The case

Who it is for

People in India comparing health, term life, motor and travel policies, and developers building insurance tools.

What is broken today

Policy brochures summarise; the details that decide a claim (waiting periods, sub-limits, exclusions) sit deep in long policy wordings.

What it does about it

Each policy page quotes the clause and page for every fact, with comparisons by type and plain-language guides on policyholder rights.

Why not the obvious alternative

Independent: no commission, no ranking for money, and a keyless API and MCP server.

Details

CategoryFintech
PricingFree
LaunchedOct 24, 2026
Built by the makerYes

Questions

Does IndiaInsurances sell policies?
No. It does not sell insurance and earns no commission.
Where do the facts come from?
From each insurer's own documents: policy wording, prospectus and customer information sheet, with clause and page cited.
Is there an API?
Yes, a free API and MCP server with no key needed.

Discussion

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